What We’re All About

Headquartered in St. Cloud, Minnesota, Northland Capital is a privately owned direct lender that has provided equipment capital with a spirit of integrity, commitment and excellence for over 28 years.

Built with Integrity and Trust

We started this company with a deep desire to do what we enjoyed and to do it the right way. We enjoy partnering with customers and equipment vendors to improve their success and doing business the right way with fairness and integrity. We know people do business with people they like and trust, that’s why we do business this way. It’s not our strategy but our nature, it’s who we are.

Our foundation was built upon with the partnership of Farmward Cooperative, a co-op driven by over 100 years of expertise. This relationship has allowed us to grow into an industry leading company specializing in service that comes from a small company atmosphere.

You’re Worth More

In our business, you’re the focus. “You’re worth more” is our promise that you’ll always be valued by our team and at the center of everything we do.

You’re worth the time we invest in building a personalized and committed partnership with you.

You’re worth the effort we put into fully understanding your industry, your business and your equipment.

You’re worth getting to know because you’re more than a paper transaction or an algorithm.